Ca Mortgage Rate Update: 1/30/2012
All pricing below is at 0 points unless otherwise noted.
Conforming Loans (up to $417,000)
30-Year Fixed
Rate: 3.625%
APR: 3.649%
15-Year Fixed
Rate: 3.125%
APR: 3.159%
7/1 ARM
Rate: 2.875%
APR: 3.166%
5/1 ARM
Rate: 2.625%
APR: 2.864%
FHA Loans (96.5% Financing)
FHA 30-Year Fixed
Rate: 3.750%
APR: 4.474%
Jumbo Conforming Loans (max amounts per County limit)
30-Year Fixed
Rate: 4.000%
APR: 4.024%
15-Year Fixed
Rate: 3.375%
APR: 3.409%
5/1 ARM
Rate: 3.250%
APR: 3.447%
Traditional Jumbo Loans (above $625,500 or County limit)
30-Year Fixed
Rate: 4.625%
APR: 4.649%
15-Year Fixed
Rate: 4.000%
APR: 4.034%
10/1 ARM (I/O option avail.)
Rate: 4.000%
APR: 4.281%
5/1 ARM (I/O option avail.)
Rate: 3.000%
APR: 3.290%
Assumptions
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30-day rate lock.
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Debt ratio less than 45%.
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Fully documented income.
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FICO score of 760 or greater.
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Loan-to-value of 70% or less.
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Primary home, PURCHASE TRANSACTION.
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Other programs available upon request, just ask!
Other programs available upon request, just ask!
Tell me Sandi Bowman sent you!
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Robert J. Spinosa
Home Finance Professional DRE: 01297944 NMLS: 22343 591 Redwood Highway Ste.1150
Mill Valley, CA 94941 877.270.5959 | direct 415.367.5959 | cell 415.366.1590 | fax rspinosa@rpm-mtg.com |
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